Colossus – Computers Can’t Determine Individual Losses

On June 1, 2017, in Auto Accident, Insurance, by K. Lindsay Rakers

Allstate continues to use a claims evaluation software to determine their insureds’ and claimants’ harms and losses.  Allstate uses a software called “Colossus” to assist their adjusters.  It is actually estimated that 70% of car accident claims are being evaluated by Colossus.  And it isn’t just Allstate – a helpful list of all known insurance companies with licensing rights to use Colossus can be found here (which insurance companies are authorized to use Colossus?).  Of course, the insurance companies claim … Continue Reading >

What Car Insurance Do I Need?

On June 1, 2017, in Auto Accident, Insurance, by K. Lindsay Rakers

As a St. Louis Missouri injury attorney I hear a lot of clients tell me that they’re confused about their options when purchasing automobile insurance. Unfortunately, we often discover that a client is underprotected after they’ve been in a in a car accident. There are several different options available to you when purchasing an automobile insurance. It’s a good idea to know what these options are so that if you are indeed involved in an automobile accident – whether it’s … Continue Reading >

Who Pays for Injuries Caused in a Car Crash?

On June 1, 2017, in ATV Accident, Auto Accident, Insurance, Personal Injury, by K. Lindsay Rakers

Typically, the insurance company will pay for the harms and losses caused by a car crash. An insurance company will also usually be who pays for injuries caused by falls, dog bites, dangerous products, defective drugs etc. Many people believe that if a lawsuit for injuries is filed against an individual, that specific individual will pay for the harms and losses. Most times, this simply isn’t true.
Let’s assume Driver A and Driver B are involved in a crash. Driver … Continue Reading >

The Insurance Company’s Plan of Attack – Delay, Delay, Delay

On June 1, 2017, in ATV Accident, Auto Accident, Bus Accident, Insurance, by K. Lindsay Rakers

If you have health insurance coverage, consider yourself fortunate, but, be warned that you may be in for some unpleasant surprises should you ever need to file a claim for health benefits. Insurance companies have been known to refuse to pay on claims for a long enough time that the injured person gets too tired to continue, can’t afford to continue, and in some cases, passes away. Unfortunately, the same holds true for car insurance. Typically, people who are injured … Continue Reading >

Joplin Tornado Hero Victimized by Insurance Company

On October 24, 2011, in Community, Insurance, Personal Injury, by K. Lindsay Rakers

After assisting the Joplin tornado victims weeks after the horrific tornado demolished several miles in the town of Joplin, Missouri, I vowed to do everything I can to help these people. I heard amazing stories of strength and also despair. But I’m not sure anything can top what I just heard today. Mark Lindquist, a social worker, nearly gave his life in a heroic attempt to save three disabled individuals during the tornado.

Lindquist heard that three men with Down … Continue Reading >

The Idea that Plaintiffs Cause Jury Trials is a Misconception

On August 25, 2011, in Auto Accident, Community, Insurance, by K. Lindsay Rakers

Today’s media continues its campaign to attack trial attorneys (the lawyers who represent the injured) and the actual injured. Of course, the folks responsible for spreading the lies and generalizations about trial attorneys and plaintiffs tend to shed their beliefs when they are injured or when a family member has been wronged. I represent people injured in a variety of situations – car crashes, tractor trailer accidents, falls on property, animal attacks, dangerous consumer products, dangerous drugs and pharmaceuticals, mask … Continue Reading >

“Pure Chaos” Followings Surprise Stage Collapse in Indiana

On August 15, 2011, in Insurance, Personal Injury, Slip and Fall, by K. Lindsay Rakers

By now, most people have heard about the stage collapse at the Indiana State Fair last Saturday just prior to to the band Sugarland’s performance. The tradegy has left five concert-goers dead and dozens injured. But who is at fault? Most likely, the event staff will be held at least partially at fault as they likely assisted in the stage set up. In most states, there is a complete defense for situations like this where an “act of God” caused … Continue Reading >

Susan Saladoff’s HOT COFFEE Premieres TONIGHT!

On June 27, 2011, in Community, Insurance, Personal Injury, Product Liability, by K. Lindsay Rakers

We all need to protect our civil justice system or there is simply no reason to have it at all. Below is a short description of the film:
HOT COFFEE examines the dangers of so-called “tort reform” and its threat to our civil justice system. Using the now-infamous legal battle over a spilled cup of McDonald’s coffee as a springboard, the film follows four people, including McDonald’s plaintiff Stella Liebeck, whose lives have been affected by their inability to access … Continue Reading >

Joplin Missouri – Picking Up the Pieces

On May 31, 2011, in Community, Insurance, by K. Lindsay Rakers

Today, I joined a group of fellow MATA (Missouri Association of Trial Attorneys) members in Joplin, Missouri to provide free legal advice to the recent tornado victims. We were actually set up at The Bridge – away from the debris in the “safe” zone. But the impact of this disaster was written all over the faces of the people here.
We provided free legal advice to many people today. Some of the issues we addressed were: (1) My place of … Continue Reading >

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